Free Financial Model Generator — 15-Sheet Linked Excel

EasyFinancialModels generates an investor-grade, 15-sheet auto-linked financial model in Excel from your assumptions — income statement, cash flow, balance sheet, DCF valuation with CAPM/WACC, IRR, sensitivity tables and integrity checks. Models up to 3 years (annual or quarterly) download free with no sign-up; 5–25 year models are $29.98 per model download.

Up to 25-Year Financial Model

A 25-year financial model is a long-horizon forecast that projects a company's revenue, costs, cash flow and valuation across a full quarter-century — matching the asset life and debt terms of infrastructure, energy, real estate and telecom projects.

Most business plans model three to five years, and for a startup that is enough. But asset-heavy ventures earn and repay over decades: a solar plant runs a 20–25-year power-purchase agreement, a data center depreciates over 15–25 years, and a real-estate development is held long past its construction phase. Truncating those at five years hides most of the value and understates the payback, so lenders and infrastructure investors expect a full asset-life view.

EasyFinancialModels generates fully linked Excel models for 3, 5, 7, 10, 15, 20 or 25-year horizons, annual or quarterly. Every year stays formula-linked across the income statement, cash flow, balance sheet and DCF, with growth and inflation set band by band so long forecasts compound correctly rather than drifting. Models up to 3 years are free; 5–25-year models are a per-model download.

Data center financial model → · Solar & energy model → · Real estate pro forma →

Cashflow Forecasting Model

A cashflow forecasting model projects the cash moving in and out of a business over time — operating, investing and financing — so you can see when cash peaks, dips or runs short. It is driven by working-capital timing and answers the question: when do we run out of cash?

Profit is not cash. Revenue is booked before customers pay, stock is bought before it sells, and growth multiplies both — which is exactly how profitable companies still run out of money. A cashflow forecasting model makes that timing explicit through working-capital days: receivable days (DSO), inventory days (DIO) and payable days (DPO), which convert your profit into the real, period-by-period cash movement.

Our cashflow tool builds a self-balancing, formula-linked Excel forecast — monthly, quarterly or annual — with a dedicated working-capital schedule, closing cash by period and a peak-funding-need figure on the dashboard. It answers runway and covenant questions banks and boards actually ask, and it's free for a 3-year forecast with no sign-up.

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Discounted Cash Flow (DCF) Valuation Model

A discounted cash flow (DCF) valuation model estimates the value of a business from its expected future cash flows, discounted to today at the cost of capital. Our tool calculates enterprise and equity value using unlevered free cash flow, WACC, a Gordon-Growth terminal value and equity IRR.

A DCF is the most defensible way to value a company because it values the business on the cash it will actually generate, not a rule of thumb. You project unlevered free cash flow for an explicit period, discount each year at the weighted average cost of capital (WACC), add a discounted Gordon-Growth terminal value for everything beyond the forecast, and subtract net debt to reach equity value.

EasyFinancialModels writes every one of those formulas for you: enter WACC directly or build it via CAPM (risk-free rate + β × equity risk premium), and the model produces enterprise value, equity value, equity IRR, an EV/EBITDA cross-check and two-way sensitivity tables on WACC and terminal growth — all live in Excel. Free for a 3-year model.

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Free Cashflow Forecasting Model

A free cash flow forecasting model shows the cash a business actually frees up after tax, capital expenditure and working capital. It bridges from unlevered free cash flow (cash to all investors) to levered free cash flow (cash to equity) — the measure lenders and shareholders care about most.

Free cash flow is stricter than operating cash flow: an operating cashflow model stops after working capital, while a free cash flow model also deducts CAPEX — the investment needed to keep the business running — to reach unlevered free cash flow, then subtracts interest and debt repayments for levered free cash flow. It is the number investors underwrite and the input to a DCF valuation.

Our free cash flow tool derives the full bridge line by line — NOPAT, plus depreciation, minus CAPEX, minus the increase in working capital, then debt service — with corporate tax and loss carryforward (NOL) applied so early losses shelter later profit. It reports unlevered and levered FCF, cumulative cash and peak funding need in a linked Excel workbook, free for 3 years.

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Industry financial model generators

SaaS / Subscription financial model · Data Center financial model · Real Estate financial model · Manufacturing financial model · Hotel / Hospitality financial model · E-commerce / Retail financial model · Healthcare / Clinic financial model · Fintech / Lending financial model · Energy / Solar financial model · Early-Stage Startup financial model · Restaurant / F&B financial model · Professional Services financial model · Logistics / Transport financial model · Education / Training financial model · Construction financial model · Media / Content financial model · Telecom / ISP financial model · Agriculture financial model · Pharma / Distribution financial model · Fitness / Wellness financial model · Nonprofit / NGO financial model

Free finance calculators

WACC Calculator · CAPM Calculator · DCF Calculator · IRR Calculator · Inside the 15-sheet model

Guides

How to Build a Financial Model in Excel · DCF Valuation Explained for Founders and Analysts · WACC and CAPM: Estimating Your Discount Rate · Quarterly Financial Model: When to Use Quarterly Forecasts Instead of Annual Models · Industry Financial Model Templates: How to Choose the Right Revenue Drivers · How to Build a Cash Flow Forecast in Excel (Free Template + Steps) · 13-Week Cash Flow Forecast: A Practical Guide for Tight Cash · Direct vs Indirect Cash Flow Forecasting: Which Method to Use · Cash Flow Forecasting for Startups: Runway, Burn Rate & When to Raise · Working Capital Days Explained: DSO, DIO & DPO and Why They Drive Cash · How to Build a DCF Model in Excel (Step-by-Step Guide) · How to Calculate Terminal Value in a DCF (Gordon Growth & Exit Multiple) · Enterprise Value vs Equity Value: The Difference Explained · DCF for Startups: How to Value a Company With Little or No Profit · DCF vs EV/EBITDA Multiple: Which Valuation Method Should You Use? · What Is Free Cash Flow? UFCF vs LFCF Explained Simply · How to Calculate Free Cash Flow From EBITDA (With Formula) · Unlevered vs Levered Free Cash Flow: The Difference and When to Use Each · Why Free Cash Flow Matters More Than Profit · Free Cash Flow Conversion: What It Is and What's a Good Rate · How to Model Tax-Loss Carryforwards (NOLs) in a Financial Model · Maintenance vs Growth CAPEX: How to Forecast Capital Expenditure · Multi-Currency DCF Valuation: How to Value Foreign Cash Flows

Frequently asked questions

How do I build a cashflow forecasting model?

Start from your revenue and cost assumptions, then add working-capital timing — receivable days (DSO), inventory days (DIO) and payable days (DPO). Those convert profit into the actual cash movement across operating, investing and financing activities. EasyFinancialModels builds the whole forecast as a self-balancing, formula-linked Excel workbook — free for up to 3 years — so you read closing cash and peak funding need by period without writing a formula.

What is included in a discounted cash flow (DCF) valuation model?

A DCF valuation model includes a projection of unlevered free cash flow, a discount rate (WACC entered directly or built via CAPM), a Gordon-Growth terminal value cross-checked against an EV/EBITDA exit multiple, and the bridge from enterprise value to equity value plus equity IRR. EasyFinancialModels writes all of these as live Excel formulas, with two-way sensitivity tables on WACC and terminal growth.

Can I generate a 25-year financial model in Excel?

Yes. EasyFinancialModels generates fully linked Excel financial models for horizons of 3, 5, 7, 10, 15, 20 or 25 years, annual or quarterly. A 25-year horizon suits asset-heavy businesses — real estate, solar, data centers, telecom and infrastructure — where value accrues over the full asset life. Models up to 3 years are free; 5–25-year models are a per-model download.

How does a free cashflow forecasting model differ from an operating cashflow model?

An operating cashflow model stops after working capital — it shows cash from day-to-day operations. A free cash flow model goes further and deducts capital expenditure (the investment needed to sustain the business) to reach unlevered free cash flow, then subtracts debt service for levered free cash flow. Free cash flow is the stricter, investor-preferred measure of the cash a business truly frees up.

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